Forex Card for New Zealand Trip

Best Forex Cards for New Zealand: 7 Options for Indian Travelers

Written By
Jyoti Bhatt
Last Updated
Jan 07, 2025
Read
8 min

New Zealand, known for its breathtaking landscapes, vibrant culture, and adventure sports, is a dream destination for travellers worldwide. The official currency of New Zealand is the New Zealand Dollar (NZD). Whether you're planning to explore the pristine beaches of the North Island or hike through the rugged terrains of the South Island, having access to the local currency is essential.

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Carrying large amounts of cash during international travel can be risky and inconvenient. Forex cards provide a secure, cost-effective alternative, allowing you to transact in NZD seamlessly. These prepaid cards offer competitive exchange rates and features like zero or minimal transaction fees, global acceptance, and robust security.

In this blog, we have compiled a list of the best Forex cards in India for travelling to New Zealand. Whether you prioritise low fees, ease of use, or additional perks, this guide will help you choose the ideal Forex card for your journey.

What are the best Forex cards in India for New Zealand?

  1. AtlysX Multi-Currency Card

  2. Niyo Global Card

  3. Thomas Cook Borderless Prepaid Card

  4. HDFC Bank Multicurrency Forex Card

  5. Axis Bank Multi-Currency Forex Card

  6. ICICI Bank Travel Card

  7. Orient Exchange Forex Card

AtlysX Multi-Currency Card

The AtlysX Multi-Currency Card is the ultimate travel companion for your New Zealand trip, supporting 14 currencies, including NZD. This digital-first card eliminates the need for physical documents or branch visits, offering a hassle-free experience. It's ideal for modern travellers with zero issuance fees and real-time fund reloading.

  • Currencies Supported: 14 currencies, including NZD.

  • ATM Withdrawals: Withdraw up to $1,000 daily.

  • Markup Fee: Zero on the first load; 2% on subsequent reloads.

  • Validity: Usable for 5 years.

  • Issuance Fee: Free for all Atlys customers.

  • Customer Support: 24/7 global assistance.


Niyo Global Card

The Niyo Global Card is designed for tech-savvy travellers, offering seamless transactions in 130+ currencies, including NZD. With no issuance fee and an intuitive app for real-time tracking, it ensures stress-free financial management during your travels.

  • Currencies Supported: NZD and 130+ currencies.

  • ATM Withdrawals: ₹100 + GST per transaction; ₹1 lakh daily limit.

  • Markup Fee: Zero.

  • Validity: 5 years.

  • Spending Limits: ₹7.5 lakh per transaction.

  • Customer Support: 24/7 helpline.

Thomas Cook Borderless Prepaid Card

The Thomas Cook Borderless Prepaid Card supports multiple currencies and is perfect for travellers visiting New Zealand and other destinations. Real-time balance monitoring and robust security features ensure worry-free transactions.

  • Currencies Supported: Load up to 14 currencies, including NZD, USD, EUR, GBP, AUD, CAD, SGD, AED, CHF, JPY, ZAR, SAR, THB, and HKD.

  • Zero Issuance and Reload Fees: No charges for issuance, reloading, unloading, or annual maintenance, making it a lifetime-free card.

  • ATM Withdrawals: Withdraw cash from ATMs worldwide; fees may vary depending on the ATM provider.

  • Exchange Rate: Funds are loaded at exact interbank rates, providing transparency and savings on currency conversions.

  • Security Features: Equipped with chip and PIN protection, along with free insurance coverage, enhancing the safety of your funds.

  • Global Acceptance: Accepted at millions of merchants, online stores, and ATMs in over 150 countries, ensuring flexibility during travel. 

HDFC Bank Multicurrency Forex Card

The HDFC Bank Multicurrency Forex Card is a dependable solution for international travel. Supporting 22 currencies, it’s ideal for trips to New Zealand and beyond.

  • Currencies Supported: 22 currencies, including NZD.

  • ATM Withdrawals: USD 2 or equivalent per transaction.

  • Markup Fee: None for loaded currencies; 2% for unsupported currencies.

  • Issuance Fee: ₹500 + GST.

  • Reload Fee: ₹75 + GST per reload.

Axis Bank Multi-Currency Forex Card

The Axis Bank Multi-Currency Forex Card is perfect for travellers seeking competitive exchange rates and broad currency support. It simplifies transactions with contactless technology and fixed exchange rates.

  • Currencies Supported: 16 currencies, including NZD.

  • ATM Withdrawals: USD 2.25 or equivalent per transaction.

  • Contactless Payments: Enabled.

  • Fees: ₹300 issuance fee, ₹100 reload fee.

  • Insurance: Includes fraud and loss protection.

ICICI Bank Travel Card

ICICI Bank’s Travel Card supports multiple currencies and offers robust travel insurance coverage, making it a reliable choice for New Zealand travellers.

  • Currencies Supported: 15 currencies, including NZD.

  • ATM Withdrawals: Charges apply as per the currency.

  • Markup Fee: 3.5% for unsupported currencies.

  • Reload Fee: Nominal charges.

  • Insurance Coverage: Includes baggage delay and lost card liability.

Orient Exchange Forex Card

The Orient Exchange Forex Card offers cost-effective and secure transactions, making it an excellent choice for travellers heading to New Zealand.

  • Currencies Supported: 14 currencies, including NZD.

  • Issuance Fee: Zero.

  • Markup Fee: None for loaded currencies.

  • Reload Fee: No additional charges.

  • ATM Withdrawals: Minimal fees worldwide.

How Do You Choose the Best Forex Card in India for New Zealand?

When selecting a forex card for your New Zealand trip, consider the following factors:

  1. Currency Support: Ensure NZD is supported to avoid conversion fees.

  2. Exchange Rates: Opt for cards with competitive or locked exchange rates.

  3. Fees: Check for low issuance, reload, and ATM withdrawal fees.

  4. Ease of Use: Look for cards offering online account management and instant reloads.

  5. Customer Support: Prioritize providers with 24/7 assistance.

What Are the Benefits of Using a Forex Card in New Zealand?

  1. Cost-Effective: Lower transaction fees compared to credit or debit cards.

  2. Exchange Rate Lock-In: Protects against currency fluctuations.

  3. Security: Reduces risks associated with carrying cash.

  4. Wide Acceptance: Usable at ATMs, hotels, and shops across New Zealand.

  5. Multi-Currency Use: Suitable for trips to neighbouring countries.

Conclusion

Choosing the right Forex card can make your travel experience to New Zealand more convenient, secure, and cost-effective. After reviewing the top options, each card brings unique features tailored to different needs. If you prioritise digital convenience and minimal fees, the AtlysX Multi-Currency Card and Niyo Global Card stand out with their modern functionality and tech-friendly features.

Can I use a forex card in New Zealand?

Yes, forex cards are widely accepted in New Zealand for ATM withdrawals and purchases.

Is there a fee for using a Forex card in New Zealand?

Fees vary by card but are typically lower than those charged by credit or debit card.

Can I use the same Forex card in other countries?

Yes, multi-currency forex cards support transactions in various countries.

How do I check my Forex card balance?

Use the provider's app or online portal to check your balance.

What happens if I lose my Forex card in New Zealand?

Contact the card provider's 24/7 helpline for emergency assistance and card replacement.